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Testimonials
Marc was so easy to work with! I love my house and can't imagine picking a better realtor.
Thanks so much!
Marc worked with me for several months, and helped me find the perfect home for my Son and Daughter-in-law. He was responsive to our needs and very pleasant to work with. He made it possible for them to own their own home at a great price!
Last year we had worked with 3 different realtors before we found Mark. He understood our parameters and quickly responded with showings. Mark actually shared his opinions of the various properties and neighborhoods with us. He was very knowledgeable about the market and the areas and neighborhoods.
Mark's professionalism, experiance, and flexibility truly made our home buying experiance one to remember. We will definately use Mark for any future real estate needs and would recommend him to anyone we know looking for a broker.
Thanks Marc for finding me the house that i've always wanted. You went beyond the call of duty and i appreciate that.
I worked with plenty of Realtors before I found Marc, he was by far the best I've ever used, and recommend him to everyone I know!
Steve and I just wanted you to know that we appreciate your efforts and time and caring.
Marc must have shown me 100+ places before I found what I was looking for. He never complained I was crazy either!
Being a first-time home buyer, Marc was very knowledgeable about the process of home buying and helped me find my perfect place!
Marc was the best. His knowledge is unsurpassed. He helped me find just the right place for my needs and personality, and at a great price. Marc made my home buying experience easy and fun. I would recommend him to all.
Marc worked with me to fix my credit, to the point where he got me into a great loan and found my family the perfect home!
Marc spent months listening to me to find the perfect home, not once did I feel pressured to buy! I would never use another Realtor!
We were first time home buyers and Marc was very knowledgeable and honest. We would highly recommend The Monaco Group to anyone interested in buying or selling a house.
Marc found me a great home, and spear-headed the drive to solve the many problems that came up before the sale could go through. He always kept me in the loop and was upbeat no matter what the problems were. I would reccommend him to anyone looking for a home, especially a HUD home in which he specializes.
It has been my pleasure to know and work with him.
Don't Miss Your $8,000 Tax Credit
(download as a PDF)What It Is
This year, the United States government is giving an $8,000 tax credit to individuals who purchase a home for the first time. You are eligible if you meet all the requirements:
- You are a first time home buyers who haven't owned a home in the last three years.
- The home must be purchased between January 1, 2009 and December 1st, 2009.
- The tax credit is equal to 10 Percent of the home's purchase price up to a maximum of $8,000.
- You live in the home as your primary residence for three years.
Example Scenarios
Here are some example scenarios:
If you purchase a home for $40,000, you can claim the the tax credit in the amount of $4,000.
If you purchase a home for $60,000, you can claim the tax credit in the amount of $6,000.
If the purchase price is more than $80,000, you can only claim a tax credit of $8,000 since this is the maximum you can reclaim.
You must live in the home as your primary residence for 3 years, or you can face recapture of the tax credit.
Income Limitations
A few income limits also come into play. if you are a single tax filer, and make more then $75,000 annually, or make $150,000 and file jointly as a married couple, the credit is reduced gradually as your income exceeds these limits. The credit is phased out 100% at $95,000 for single tax filers, and the credit is phased out 100% for married filing jointly at $170,000.
Tax Credit (vs tax deductions)
Remember this is a tax credit - not a tax deduction.
A tax credit is a dollar for dollar reduction in what you owe on your taxes. And, if you owe zero in income taxes, you will actually receive an $8,000 refund on your 2009 return. Also you can amend your 2008 taxes to receive your refund sooner. Consult a CPA for the specifics as they apply to your situation. We use Scott Kippur of Kippur Youmans and Associates. He can be contacted at 303-758-1796 for further help.
Differences From the 2008 Tax Credit
The 2009 Tax Credit program is different then the tax credit that was offered in 2008. The 2008 credit has to be repaid, which turned it into essentially an interest free loan of $7,500. This program in 2009 does not need to be repaid.
For More Information
For more information give us a call or e-mail us today.
